Debt Random Ramblings

Job Opportunities? Ughhhhh

If you’ve read some other blog posts of mine you’ll know that I was coming to the end of my deadline where I needed to get a j-o-b if I didn’t buy a multi-family property soon. Well I’ve pased that deadline, obviously, and I’m not excited about it but I’ve been looking at jobs.

Part of me feels like it’s taking a step backwards but in a sense I know it’s not. Here’s why: I’m in debt. The only way I could literally survive is to go into MORE debt. And that, imo, would be taking an even major step backwards.

So I think I’d rather take a small step backwards and get a j-o-b and get the bills paid again and start getting the debt paid off then go toooo far backwards in the damn hole. Know what I mean?

As a wise man told me and I won’t mention any names (Chris) but I’ll paraphrase..he said something to the effect of: you can’t really expect yourself to go wholeheartedly into finding, negotiating and going through everything involved with buying a multi-family property when you are worried about paying your bills. You have to take care of your immediate need first and then you can proceed with the need of building passive income by buying multi-families.

And you know what? Chris is absolutely right. Seriously, mentally my finances will screw any type of negotiating I’m trying to do. I will appear desperate for a deal and I’ll appear desperate to sellers, etc. I wouldn’t be operating in my best mental state. I know this but it did take a very long phone call with someone to really hash through things and figure them out.

Still I can’t help that a part of me feels really shitty, but not as shitty as the part of me that wouldn’t be able to pay my bills next month would feel 🙂 Btw, I’m not blaming anyone at all for this situation…it’s my fault 100% and therefore I take the full responsibility of getting myself out of this suck-ass situation.

Soooo job opportunities. HA! Well let’s just say there are a lot of minimum wage paying jobs out there. And a lot of jobs that want you to work A LOT for a little bit of money. Work nites, work days, work weekends, work holidays. For someone who hasn’t had a “real” job in a long time this is NOT FUN AT ALL.

I’ve been offered 3 jobs so far:

1) Retail job paying 7.25 an hour plus commission (commission structure sucked btw.)
2) Retail job paying 10.50 an hour plus commission (boss seemed to be a real gung-ho a-hole who would be on my a$$ 24/7. Not really the type of job I’m looking for.)
3) Collection job paying 10.50 an hour plus bonuses and commission (oddly enough I’d be ok with this job because it was a set schedule and I’m not looking to become a millionaire off of a gig. Just pay my bills, pay off my debt, and be able to just come in, do my job and leave. Because of course, you and I know what my real goals are….doing what I need to do to buy a multi-family.) Plus, they have 6 different schedules to choose from. I’d probably opt for the one that works 4 ten hour days. For obvious reasons…to have off friday through sunday to put towards investing. (note: I start this job on June 14th if I want.)

Now….my 2 other job opportunities are with:


Yes, the first one is with BMW. I’d be an internet sales coordinator. This one I’m excited about because it involves the internet and helping advance their internet division. Which if you’ve been reading my blog at all you know I dig the internet, blogs, and all that kind of stuff. Plus, the pay is better than 10 bucks an hour…it’s still not great. Maybe like 40k??

Oh and I like the General Manger of the company a lot. He’s a goal oriented type of guy and now while he’d make me write goals towards the job at BMW, I would definitely piggy back off of that and be doing my own goals for multi-family. Which I already do, but I think having him being a “goal” type of guy would help with that plus just have a friggin job would help with that too because I already know it’s going to be such a different life than I’m use to.

Next job opportunity is with…..

boa short sale neogitator

Yes ladies and gentlemen it is for a short sale negotiator with Bank of America. This one I’m intrigued by for obvious reasons; it’s in real estate, I’ve negotiated successful short sales before for real estate clients and I’ve negotiated short sales (not successfully) for my personal investing purposes and I’ve done 3rd party bpo’s and so on and so forth.

This position is through a temp agency. Get this….BOA is looking for 500 short sale reps! Yep, 500. I’m in the 2nd wave, so hopefully will have an interview next week. This is a straight up Monday through Friday 8 to 5 type of job. I like the mon through friday aspect but the hours leave no room for let’s say going to the court house or things like that?? But that’s ok. I can manage in other ways.

Pay: 17.25/hour. And you get a “case load” of files to work. That’s exactly what they said. This is an 18 mo to 24 mo. gig. If BOA likes you and they still need people in the position then it could be permanent.

I like this one for obvious reasons but I don’t like this one because well I think it will be hectic and stressful and just dealing with folks in this type of situation isn’t always fun. I think they want you to try to keep folks in their homes if at all possible.

Sooo that’s it for now. Tomorrow is my 3rd interview with BMW. Geez…you’d think they were hiring me to do a million dollar a year job, eh?

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